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 Perhaps the most daunting word in the English
language is 'funeral'. Nothing combines deep human grief with bittersweet remembrance quite
like this timeless ritual, where final memories are set in amber.
FamilySide® helps you crystallize those memories for loved ones left behind. We provide insurance*
to assist you in covering your funeral costs, and a means for you to anticipate difficult
funeral details. Beyond that, through our thoughtful planning materials, you'll leave behind
a permanent record of your fondest moments for your survivors to treasure.
FamilySide also
relieves the financial pressures of funeral and other final expenses in five distinct ways.
- Control. By arranging in advance for
the payment of your funeral needs, you prevent your bereaved from emotional overspending
at a vulnerable time.
- Tax-free benefits. Unlike traditional savings programs, the
benefits paid by a FamilySide plan are tax-sheltered and payout tax-free.**
- Financial flexibility. FamilySide
offers payment options from small monthly payments to one lump sum.
- Inflation protection.
FamilySide plans grow in value to guarantee the cost of your funeral.
- Simplicity.
The FamilySide approach is unusually thoughtful. It takes surprisingly little time with
the guidance of an experienced counsellor to identify your needs. It's also simple to use.
At the time of need a FamilySide plan pays immediately! Other forms of savings can be tied
up for months after death."
FamilySide is a considerate,
economical life insurance program to assure cash for future funeral expenses whenever the
need occurs… anywhere in the world. Thus FamilySide provides beyond simple insurance. We
offer assurance - a sure degree of comfort through a difficult time.
No one can relieve the sting of death. But through care and planning, FamilySide can help
transform a painful task into an affirming act of affection for your family and friends.
It's part of how you'll be remembered.
Daryl & Barb say:
 "Having experienced the value of pre-arranging personally and from years of talking with
families, we are firmly convinced of the value of pre-arranging. Receiving a hug from a
grateful family member, hearing a wife express the tremendous help it was to have things
decided ahead of time, or a husband, son or daughter tell us that is made a difficult
time a little easier, gives us satisfaction. That is the purpose of our servide."
Besides the emotional help, there are also financial benefits to pre-paying
your arrangements. Our desire is to help you understand and sort through the options available,
and to find a funding plan that works best for you. We believe that an informed decision
made without emotional overspending is one you will be comfortable with and it will give
you peace of mind. Our goal is to assist you to that end.
We have been married over 30 years and have three grown children. We both
have MA degrees and have completed the Certificed Planning Consultant course . We have
been serving the people in Cranbrook and area since 2002. We are here to serve you whether
meeting with you at the funeral home or in the comfort of your own home. We are willing to
lead information seminars for your club, organization, or even just an informal gathering
of neighbors. We believe that an informed decision is every person's right and our goal
is to help you complete this part of your financial plan in a way that is right for you and
will best help your family at that time. We look forward to meeting with you.
To learn more about how a FamilySide plan can ease financial and emotional burdens associated
with final arrangements, please contact Daryl or Barbara Houser.
DARYL & BARBARA HOUSER
Pre-arrangement Counselors
Email: planning@mcphersonfh.com
Tel. (250) 427-7221
Tel. (250) 426-3132
Fax. (250) 426-5811
1-800-619-4222
Authorized Representatives for all Cemetery Memorials
* Insurance is provided through Fortis Benefits Insurance Company.
** May
not apply to Annuity plans.
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